State and Federal fair housing laws protected many renters and homebuyers from discrimination based on race, ethnicity, receipt of public subsidy, having children and more. Learn more about fair housing protections – and how to get help if you believe you’ve experienced illegal housing discrimination – in our Fair Housing section.
Download the Home Modification Loan Program (HMLP) contractor bid form.
Download the Home Modification Loan Program (HMLP) application in Spanish.
Download the Home Modification Loan Program (HMLP) application.
Make the changes you need to age in place in your home – or make your home safer and more accessible for a family member – with the Home Modification Loan Program (HMLP). There are no monthly payments, no interest, and no credit checks – and it has generous income guidelines, making this one of the most accessible funding sources offered by the Commonwealth of Massachusetts.